We at RetireRich.ai value your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, share, and protect your information when you use our web and mobile application portal.
We retain your data as long as necessary for the purposes outlined in this policy. Upon request, we will delete or anonymize your data unless retention is legally required.
We limit access to your personal data to authorized personnel. We use industry-standard encryption and maintain safeguards to protect your data, though no system is 100% secure.
RetireRich follows best practices for secure data storage and transfer. Users should also safeguard their passwords and report any suspected breaches.
Your data is transmitted securely via HTTPS. This encryption protocol helps prevent unauthorized access during transmission.
We are not responsible for third-party services you access through our platform.
If you allow us to retrieve your Consolidated Account Statement via Google, our use of that data complies with the Google API Services User Data Policy, including Limited Use requirements.
You agree to indemnify RetireRich for any claims or losses arising from your use of our services or breach of our terms.
We may update this policy from time to time. If significant changes affect how your data is used, we'll notify you and seek your consent. Continued use of the site means acceptance of any changes.
This explains our use of cookies in compliance with the IT Act, 2000.
Cookies are small files stored on your device to remember preferences and improve your experience.
You can manage cookies via your browser settings. Disabling them may affect certain features.
By using our platform, you consent to our use of cookies.
We may update this policy. Updates will be posted on the platform.
This policy explains how we use advertisements and affiliate links.
We may display third-party ads. These are not endorsements.
We may earn commissions from affiliate links. We promote only what we believe offers user value.
All affiliate links are disclosed. Sponsored content is clearly marked.
We may use cookies and tracking to personalize ads. You can manage preferences through browser or account settings.
For queries about this Privacy Policy, contact our Data Protection Officer at [email protected].
If you're using our site, this is what you're agreeing to.
Welcome to our website, RetireRich.ai (the “Site” "Website"). The terms “RetireRich.ai,” “RetireRich “ “RR,” “us,” "We" or “our” refer to Inofty Software Private Limited, the legal owner of the Site. “You” refers to the user or viewer of the Site. This agreement (the “Agreement”) outlines the terms and conditions for your use of the Site and any Products or Referral Services we offer through it. Please carefully review this Agreement, along with the privacy policy (the “Privacy Policy”), which is incorporated by reference. By using the Site, you agree to follow and be bound by these terms.If you do not agree, you may not use or access the Site, Products, or Referral Services.
By using the RetireRich services, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use our services.
Through our site, we offer both Products and a Referral Service, providing an online portal with articles, podcasts, calculators, financial planning tools, and a marketplace where you can research and compare solutions across various categories, including financial, health advisors and insurance.
The Products available on RetireRich.ai may include both free and paid tools, as well as packaged financial guidance. Please note that the content, calculators, and tools on RetireRich.ai are intended for informational and educational purposes only and should not be taken as professional financial advice. RetireRich.ai is tool designed for personal use to help you think through your future plans, but they do not constitute a complete financial plan. We strongly encourage you to consult a financial services professional with a fiduciary relationship before making any investment or major financial decision.
RetireRich.ai strives to keep its information and tools accurate and up to date. However, this content is based on objective analysis and may differ from the information you find on specific financial institutions, service providers, or product sites. All content, tools, financial products, calculations, estimates, forecasts, and comparison-shopping services are provided without a warranty.
You certify to RR that: (i) you are eighteen (18) years of age or older; (ii) you assume complete responsibility for the use of the Products or Referral Service by any minors; (iii) you agree that all information you have submitted to RR, online or otherwise, is complete and accurate, and that you have not intentionally submitted false information on or through the Site or Products or Referral Service; and (iv) your use of the Site and Products or Referral Service is subject to all applicable federal, state, and local laws and regulations.
All calculators and tools on the RetireRich site are designed to be informational and educational tools only and do not constitute investment advice. We strongly recommend that you seek the advice of a financial services professional before making any type of investment. We also encourage you to review your financial plans periodically as your financial circumstances change. These tools & models are provided as a rough approximation of future financial performance. The results presented by these calculators are hypothetical and may not reflect the actual growth of your own investments. RR and its affiliates are not responsible for the consequences of any decisions or actions taken in reliance upon or as a result of the information provided by these tools. RR is not responsible for any human or mechanical errors or omissions.
The Blog/Community/FAQ sections including Answers on the RetireRich site are designed to be informational and educational only. Blog/Community/FAQ postings do not constitute investment advice; nor do they reflect the opinions or policies of RetireRich. Blog/Community/FAQ posts are solely the opinion and responsibility of the person posting the message. We strongly recommend that you seek the advice of a financial services professional before making any type of investment. We also encourage you to review your investment strategy periodically as your financial circumstances change. RetireRich and its affiliates are not responsible for the consequences of any decisions or actions taken in reliance upon or because of the information provided by registered users in their postings on the RetireRich website. RetireRich is not responsible for any human or mechanical errors or omissions.
If you post User Content to the Site, unless we indicate otherwise, you grant Company and its affiliates a nonexclusive, royalty-free, perpetual, irrevocable and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform and display such User Content throughout the world in any media. You grant Company and its affiliates and sublicensees the right to use the name that you submit in connection with such User Content, if they choose. You represent and warrant that (a) you own and control all of the rights to the User Content that you post or you otherwise have the right to post such User Content to the Site and to grant the rights granted herein; (b) the User Content is accurate and not misleading; and (c) use and posting of the User Content you supply does not violate these Site Terms and will not violate any rights of or cause injury to any person or entity.
You must be at least 18 years old and a resident of India to use this platform. Non-residents may have limited access until the platform is fully optimized for international use.
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. Ensure that your registration details are accurate and up-to-date.
By agreeing to these terms, you commit to not engage in the following prohibited activities:
You agree not to:
All content, trademarks, and logos on the platform are the intellectual property of RetireRich.ai and are protected under Indian copyright laws. Unauthorized use of this content is prohibited and may result in legal action.
To the maximum extent permitted by Indian law, we are not liable for any indirect, incidental, or consequential damages arising from your use of the platform. This includes any loss of data, loss of income, or personal injury.
UNDER NO CIRCUMSTANCES WILL RR BE LIABLE FOR ANY DAMAGES, INCLUDING BUT NOT LIMITED TO INDIRECT, SPECIAL, CONSEQUENTIAL, INCIDENTAL, OR PUNITIVE DAMAGES, ARISING FROM OR RELATING TO THIS AGREEMENT OR YOUR USE OF THE SITE, PRODUCTS, REFERRAL SERVICE, OR ANY ASSOCIATED SOFTWARE, EVEN IF RR HAS BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGES. THESE LIMITATIONS AND EXCLUSIONS APPLY REGARDLESS OF WHETHER THE DAMAGES RESULT FROM (1) BREACH OF CONTRACT, (2) BREACH OF WARRANTY, (3) STRICT LIABILITY, (4) NEGLIGENCE, (5) TORT, OR (6) ANY OTHER LEGAL THEORY, UNLESS APPLICABLE LAW PROHIBITS SUCH LIMITATIONS.
IF YOU ARE DISSATISFIED WITH THE SITE, PRODUCTS, REFERRAL SERVICE, OR ANY PART OF THIS AGREEMENT, OR IF YOU HAVE ANY OTHER DISPUTE OR CLAIM AGAINST RR RELATED TO THIS AGREEMENT, YOUR ONLY REMEDY IS TO STOP USING THE SITE, PRODUCTS, AND REFERRAL SERVICE.
The platform is provided on an "as-is" basis. We disclaim all warranties, express or implied, including the warranties of merchantability, fitness for a particular purpose, and non-infringement.
RR PROVIDES THE SITE, PRODUCTS, AND REFERRAL SERVICES, INCLUDING ANY RELATED SOFTWARE, ON AN "AS IS," "AS AVAILABLE," AND "WITH ALL FAULTS" BASIS. YOU ASSUME THE FULL RISK FOR SATISFACTORY QUALITY, PERFORMANCE, ACCURACY, AND EFFORT. TO THE FULLEST EXTENT PERMITTED BY LAW, RR MAKES NO REPRESENTATIONS, WARRANTIES, OR GUARANTEES, WHETHER EXPRESS OR IMPLIED.
RR SPECIFICALLY DISCLAIMS ANY AND ALL WARRANTIES OR CONDITIONS, INCLUDING BUT NOT LIMITED TO THESE:
NO WARRANTIES EXTEND BEYOND WHAT IS ALREADY EXPRESSLY STATED IN THIS AGREEMENT.
We reserve the right to terminate your access to the platform at our discretion, without prior notice, if you violate these Terms or any applicable law.
You agree that RR may, under certain circumstances and without prior notice, immediately terminate your access to the Site or Products or Referral Service. Cause for such termination shall include, but not be limited to: (i) breach or violation of the Agreement, other incorporated agreements or the Privacy Policy in any manner; (ii) dismantling of the Site or discontinuance or material modification to the Products or Referral Service (or any part thereof); and (iii) requests by law enforcement or other government agencies; (iv) unexpected technical or security issues or problems.
You agree that all terminations for cause shall be made in RR’s sole discretion, and RR shall not be liable to you or any third party for any termination of the Site or access to the Products or Referral Services.
These Terms are governed by the laws of India, and any disputes will be subject to the exclusive jurisdiction of the courts in [Bangalore, Karnataka].
In case of any disputes, both parties agree to first attempt to resolve the issue through negotiation or mediation before pursuing litigation.
RR reserves the right to modify, suspend, or discontinue the Products or Referral Service, whether temporarily or permanently, at any time and without prior notice. You agree that RR will not be held liable to you or any third party for any changes, suspension, or discontinuation of the Products or Referral Service.
You acknowledge, consent, and agree that RR may retain, access, and disclose your information if required by law or if RR believes in good faith that such actions are reasonably necessary to: (i) comply with legal processes; (ii) enforce this Agreement; (iii) respond to claims that any information or content violates the rights of third parties; (iv) address your customer service requests; or (v) protect the rights, personal or property safety of RR, its users, and the public.
Notwithstanding any statute or law to the contrary, you agree that any claim or cause of action arising from or related to the use of the Products, Referral Service, or this Agreement must be filed within one month after the claim or cause of action arises, or it will be permanently barred.
By default, when a user creates an account, they are subscribed to receive newsletters and other updates from RR. RR to provide unsubscribe option soon.
This policy explains how we use advertisements and affiliate links on our platform.
We may display third-party advertisements on our platform to support the free services we offer. Advertisements are clearly marked and are not endorsements of the advertised products or services.
Some links on our platform may be affiliate links. This means we earn a commission if you make a purchase through these links. We only promote products and services that we believe offer value to our users.
We may use cookies and other tracking technologies to deliver personalized ads based on your browsing behavior. You can manage your ad preferences in your account settings or through your browser.
We are a marketplace — not a financial advisor. Any advice, product, or service you receive is between you and the provider. We do not endorse, guarantee, or take responsibility for their services or outcomes.
If you have any disputes regarding refunds or cancellations, please contact our support team [email protected] . We aim to resolve all issues amicably and fairly.